Auto Insurance

Even though we may drive a car every day, Auto Insurance isn't the simplest thing to understand. There are different coverages levels, deductible choices, optional coverages, and even certain requirements that vary by state. Each of these coverages has its own separate premium amount. Your payment is the total of these separate amounts added together for each car listed on your policy. In addition to the primary coverages, you can also choose to add other coverages, such as Emergency Road Service, for additional amounts.

Common Coverage:

• Liability
• Collision
• Comprehensive Damage
• Uninsured Motorists
• Rental Reimbursement
• Roadside Assistance
• GAP Coverage
• Vehicle Replacement Cost
• Motorcycles / ATVs / RVs / Recreational

 Homeowners Insurance

The single biggest investment you may make in life is your home. Are you sure you have protected your investment? Let us review your homeowner's policy with you and make sure there are no gaps in coverage.

LEGACY Insurance Group will help you build your homeowners policy to fit your needs. So when the unexpected happens, you know that your insurance will be there working for you, exactly the way you need it, to make things right again.

Common Coverage:

• Dwelling
• Other Structures
• Personal Property
• Personal Liability
• Loss of Use
• Renters
• Condominium
• Water Backup
• ID Theft

 Business Insurance

While your day-to-day operations are complex, understanding Business insurance doesn't have to be. There are coverage options available to protect just about every aspect of your business from employee injury to natural disasters. Some insurance is required by law and others by business associates, such as lenders and landlords. Obtaining the right type and amount of insurance for your business will help you avoid gaps in coverage where you need it most.

Common Coverage:

• General Liability
• Property
• Business Auto
• Workers Compensation
• Commercial Umbrella
• Business Income
• Crime
• Employment Practices
• Professional Liability

 Life Insurance

Life insurance is the safety net that protects your family financially if you can't be there to support them any longer. With life insurance, a lump sum of money will be paid to your beneficiaries upon your death. The money can be used for funeral expenses, to replace your lost income, pay outstanding bills, fund your child's college education and more.

Common Coverage:

• Term Life Insurance
• Whole Life Insurance